TWINT is used by millions of Swiss consumers for everyday transactions, from buying coffee to paying utility bills. Unlike card-based systems, TWINT works entirely through the user’s smartphone, with no need for physical cards or terminals. Customers simply scan a QR code or confirm a payment in the app, making the process quick and hassle-free.

For merchants, TWINT provides a uniform and cost-effective way to accept payments, with lower processing fees compared to many international cards. It also reduces checkout times and improves the overall customer experience—whether in a store, online, or on the go.

Key features of TWINT

• QR code payments: Simple scan-to-pay functionality for fast and secure checkouts.
• Direct bank integration: Payments are debited directly from the user’s bank account in real time.
• Wide acceptance: Accepted at thousands of physical retailers, online shops, vending machines, and service providers throughout Switzerland.
• Low transaction costs: Lower fees than traditional credit and debit cards.
• P2P transfers: Enables users to send and receive money instantly from friends and family.
• Loyalty and vouchers: Integrates loyalty cards, coupons, and store vouchers for added value.

Ideal for Swiss retailers, restaurants, and e-commerce

TWINT is particularly well-suited for businesses targeting the Swiss market. Whether you operate a brick-and-mortar store, a restaurant, or an online shop, TWINT offers a frictionless payment experience tailored to the preferences of local consumers.

Its real-time transaction processing and user-friendly app make it a favourite among Swiss shoppers who want convenience and control without relying on cards or cash.

Smooth TWINT integration with Planet

Planet supports TWINT as a local payment method trusted by Swiss consumers. Our platform enables smooth integration of TWINT into both in-store POS systems and e-commerce platforms.

By accepting TWINT with Planet, businesses can enhance customer satisfaction, speed up transactions, and stay aligned with one of Switzerland’s most trusted payment innovations.