Klarna makes shopping easier and more appealing by giving customers control over how and when they pay. At checkout, users can select their preferred payment option: Pay Now, Pay Later (within 14 or 30 days), or Pay in 3 or 4 instalments, depending on the market. This flexibility can increase average order value, reduce cart abandonment, and improve customer loyalty.

For merchants, Klarna assumes the credit and fraud risk, ensuring businesses are paid upfront, regardless of the customer’s chosen payment schedule. Klarna also offers built-in marketing tools and a global shopper network to help merchants reach new audiences and boost visibility.

Key features and benefits

• Multiple payment options: Customers can pay immediately, later, or in instalments, offering greater financial flexibility.
• Risk-free for merchants: Klarna pays the merchant upfront and handles all credit and fraud risk.
• Improved conversion rates: Flexible payments encourage more purchases and reduce friction at checkout.
• Global reach: Klarna is available in over 45 countries and integrates with leading e-commerce platforms.
• Customer-friendly experience: Klarna’s app allows users to track orders, manage payments, and access exclusive offers.
• Built-in marketing tools: Merchants can benefit from Klarna’s loyalty programmes, in-app promotions, and affiliate features.

Ideal for e-commerce and retail brands

Klarna is especially suited to fashion, beauty, electronics, and lifestyle brands aiming to attract digital-savvy shoppers who value flexible payment options. It also appeals to younger consumers and mobile-first audiences who prefer a quick and convenient shopping method.

By offering Klarna, businesses can appeal to a broader customer base, increase sales, and build stronger customer relationships.

Integration with Planet

Planet supports Klarna’s full range of payment services, helping businesses integrate with Klarna quickly and efficiently. From setup to settlement, Planet provides a secure and reliable payment infrastructure that supports Klarna’s flexible checkout options.

By offering Klarna with Planet, merchants can improve their shopping experience, reduce cart abandonment, and drive sustainable growth through customer-focused payment solutions.